Comments for Axel Nix

Comment on Patent Agent! by Paul

Paul — Thu, 31 May 2007 05:38:28 +0000

Axel,

First, congratulations.

Thanks alot for sharing. I just took it last month April 07 and missed it by 5 points/questions. Alot of your “reported questions” are what I saw.

Hope to gain the 5+ points from your great memory (that i don’t have). thanks again.

Comment on Online Banking Security Liability by Mike

Mike — Tue, 18 Jul 2006 06:26:27 +0000

I don´t no how the TAN list use can be so difficult. In Finland where I live the Nordea Bank plc uses a TAN list and on the same piece of paper a code to confirm your payment. That means they need to know your customernumber (5-7 digits), TAN code and confirmationcode. The paper is big as three creditcards in one piece. And there is a note on the code list that Nordea never contacts customers by mail or phone asking about the codes. I have been using Nordea (previously Merita Bank) first using phone, later the Internet since 1992-93.

Comment on Online Banking Security Liability by Chris

Chris — Wed, 12 Jul 2006 20:59:43 +0000

I think that the TAN list is just not an attractive step for US users. It was pretty difficult, and still is, to get US users to even try banking online becuase of the security risks.

Online banking in the US was made so simple so that they could attract users. Adding a paper list that you need to carry with you every where you go, so that if you need to conduct a transaction kind of makes it a hassle. Why not just call the bank up and speak to a customer rep and do it that way?

If someone breaks into your home and steals your “secret” TAN list… which most moron users would have there username and password on it or nearby would be lost anyway. I mean we cannot even get people to remember the pin for their ATM cards let alone get them to stop writting the pin on the card or the card’s sleeve.

Every person knows that banks do not send messages like this. Everyone knows that there is no forgein national in Africa that cannot collect a settlement without your help and startup money. Why do they keep falling victim to these moronic scams?

Bottom line, having a TAN would not stop this kind of attack. Because the fake site can just impersonate the real site long enough to get your TAN and use it from there. People just need to stop being stupid. Not that the people taken by these cheap scams are stupid, they are just complacent and don’t want to be bothered with it. They fall victim to an obvious scam and cry about it.